Horizon Equity: An Alternative Solution to Debt Relief

Nobody Chooses to Live in Debt.

When was the last time you heard someone say “I really don’t mind living with debt, I think it’s worth it actually.”? The truth is, no one chooses to live in debt, but we make decisions based on life’s circumstances and sometimes we let our finances get away from us. However, it’s never too late to take back control and improve your financial situation.

Begin by asking yourself these simple questions:

• Are you concerned about your outstanding credit card balances or your large vehicle payments?
• Do you find yourself passing on important opportunities (like that family reunion) because you don’t think your finances can handle the added expenditure?
• Are you tired of trying to track all your different monthly payments?
• Are your late payments starting to have a negative effect on your credit score?

Now that you’ve considered these questions consider this: Horizon Equity can help you get back on track by giving you the cash you need to pay off your debts. Read on and learn how you can avoid bankruptcy and eliminate your debts with advice from Horizon Equity.

If you had a choice wouldn’t you choose to live without debt?

Rid Yourself of Unwanted Debt, It’s Easy!

By talking with a Horizon Equity specialist we can help you pay down your debt by giving you access to cash that is locked in the equity in your home. In addition to helping you achieve peace of mind, a CHIP Home Income Plan can release you from all those annoying interest expenses that keep you from getting out of debt. By eliminating your debt and freeing up money that you had tied up with several unnecessary interest rate payments you can finally start to plan for the future or maybe even attend that family reunion!

Do I Qualify?

If you and your spouse are over the age of sixty, own your own home – with or without an existing mortgage – you can qualify for a CHIP Home Income Plan and save thousands of dollars a month.

How Does it Work?

Let’s take a look at a real life couple’s situation to explain how a CHIP Home Income Plan helped them get out of debt.

Debbie and Ronald are a couple who after they retired wanted to maintain the lifestyle they were accustomed to having before their retirement. As a result, they continue to spend at the same rate as before until they were in over their heads in debt; $100,000 in over their heads in fact. When they started having trouble making the minimum interest payments on the principal they went to see their accountant and a Credit Counsellor after which, they were recommended to look into a CHIP Home Income Plan.

They discovered that their home near Niagara Falls was worth $350,000 and, so they decided to take the maximum amount of $105,000 and use it to pay off the $100,000 in debt they had accumulated. Ronald and Debbie can now rest comfortably knowing their debt has been eliminated and are living a more reasonable lifestyle that has them enjoying their retirement.

Where Do I Apply?

If you find yourself in a situation similar to Debbie and Ronald where you would like to:

1. Eliminate mortgage or other debt payments

2. Protect your credit rating

3. Keep your home

4. Reduce your interest expenses

5. And save hundreds, if not thousands a month in cash

…then pick up the phone and call Horizon Equity.

You deserve to live your life free from debt. Horizon Equity can help get you there.